How to properly plan for a forced early retirement

According to a study conducted by the Urban Institute and ProPublica, over half of workers over age 50 encounter a forced early retirement. This research also suggests that many of these workers will suffer financial setbacks, making retirement planning vital to their financial security. While many dream of the day they can quit their job…

Smart Strategies for Managing Your RMDs

You’ve worked hard and saved for years, and now the time has come to start utilizing your life savings. Even if you don’t need the extra income, the IRS requires you to begin taking distributions from your traditional IRA or employer-sponsored accounts at a specific age. Since your contributions have been tax-deferred, Uncle Sam wants…

6 Steps to organizing your finances in 2019

When was the last time you organized a space in your home? Did you feel euphoria once it was complete? Most likely, you felt a sense of accomplishment and a little happier. Having an organized space can save you time and make life feel much easier. Organizing your finances can have a similar effect on…