It’s that time of year once again. The time for apples, pumpkins, changing colors on the trees and … The Medicare Annual Enrollment Period (AEP)! Every year from October 15 through December 7 those who are eligible for Medicare have the opportunity to make a few key changes to their plans that could help save…
If there’s one thing I’ve learned in all my years as a retirement planner, and as a father to four children between the ages of 7 and 24, it’s that talking about money is really important. When you talk to your children about money it not only helps prepare them for a healthier financial…
Once you’ve exhausted your traditional retirement funds, including 401K, 403B, traditional IRAs, Roth IRAs and other types of defined contribution plans, you may be asking, what’s next? I always recommend utilizing non-retirement funds, such as after tax money, to invest in index funds, including ETFs and mutual funds, in conjunction with traditional retirement funds.…
I sometimes have the responsibility of coaching my clients through the very sad process of closing accounts and tying up financial loose ends when a spouse dies. There’s a to-do list of official tasks, paperwork and financial obligations one must go through when a spouse dies. This bereavement checklist is best accomplished with guidance…
My clients and I will often discuss real estate as we plan for their retirement, and that conversation has become more frequent—and way less predictable—this year. The stories we’re all hearing about a global real estate frenzy are enough to make even the most reluctant sellers eager to list. As my clients prepare and…
I’m here to help my clients get the most out of their retirement. That goes beyond saving and spending money. It’s about finding ways to enjoy free time, connect with loved ones, gain new perspectives and spend money, too. That’s why I’m recommending kayaking for the perfect retirement hobby this summer. Even if you’ve…
Let’s be honest: Estate planning is not a fun topic to dig into. It’s basically planning for when you’re incapacitated or dead. But it’s even less fun to talk about messy estate planning after the fact, when heartache and strained relationships make things heavier. Let’s take a look at six common issues that can…
Investors are constantly keeping tabs on the market, but it’s just as essential to take stock of themselves. Knowing your risk tolerance can make the difference between a smart investor and a sorry investor. Relying on your risk tolerance keeps your trading actions in check and gives you a reliable strategy to fall back…
An estate is more than the home you have. It involves all of your assets, including valuables, cars, and other possessions. While no one wants to think of their own passing, it’s important to create a sound estate plan for your loved ones to rely on when the time comes. Estate planning is about…
Leaving behind your work life and everyday routine is a thrilling and intimidating process for any retiree. Many of us lose a source of personal fulfillment when we say goodbye to our professional careers. However, you can still find exciting and engaging work to do in your golden years. Volunteering in retirement allows you…