Retirement Calculators

Retirement Calculators vs. Financial Planners

While calculators are helpful for making some decisions on your own, an experienced retirement planner is well-versed in predicting whether you’re on the right retirement-savings track. Our planners have helped hundreds of people retire and they’ve seen nearly every challenge and outcome. Working with a human advisor provides many advantages, including having the sensitivity to understand your emotional needs, and the ability to offer custom-tailored recommendations and strategies that can adapt as life changes.

By taking you through a series of questions that help you formally describe the lifestyle you intend to realize and the risk exposure you are comfortable with, a planner not only will be able to evaluate your progress toward your goals, but also help you avoid the pitfalls that are all too common with pre-retirees. Often this client/planner relationship extends far beyond investment and savings guidance, as typically they are the first person clients reach out to when the unforeseen or unthinkable happens in their lives.

At the end of the day, you need to have a reliable retirement resource that increases your chances of achieving your personal financial goals. If you’re hesitant to engage in a discussion with a retirement planner, perhaps an online retirement calculator is a great place to get started. Then when you’re ready to consider the myriad other pressing issues facing Baby Boomers – such as divorce, planning for long-term care, caring for aging parents, increase in life expectancy, leaving assets to your heirs, estate planning and charitable considerations – visiting with a retirement planner may be a timely and welcomed event.